Alphastar Wealth Emerald Coast Blog
Our expert authors are dedicated to helping readers make informed decisions about their financial future and achieve their retirement goals.
Crafting Your Ideal Retirement: Steps to a Secure Future
Practical Suggestions to Build the Golden Years of Your Dreams To build the life in retirement that you envision, there are retirement planning steps that are important to begin early on. Retirement planning is a key part of any sound financial plan. Procrastinating because you feel there’s plenty of time, or because you’re not sure where to start, can leave you with a retirement that’s not as comfortable as you had hoped for. In this…
Tax Prep with a Financial Advisor: 5 Ways They Can Help
A Strong Financial Plan Includes a Strong Tax Strategy It’s important to consider strategies to help reduce your overall tax burden, especially as tax season is upon us. While you may know the benefits of working with a Certified Public Accountant (CPA) to assist you, did you know that financial advisors can be helpful with tax strategy, as well? An experienced financial advisor can recommend strategic tax options to help lower your annual tax burden….
Spring Money Tips: 7 Ways to Dust Off Your Finances This Season
Use This Season to Reassess and Refresh The season of spring leads many of us to want to dust off the weariness of winter and freshen things up. As the new season approaches, you may also want to think about freshening up your finances. Perhaps you made some financial resolutions in the New Year, and now is a great time to revisit those and reassess your finances. Between the doldrums of winter and the new…
Maximizing Charitable Giving: Strategies for Making an Impact
Tips to Help You Practice Meaningful and Strategic Philanthropy Many people find that being philanthropic with their money brings them joy. After all, being charitable can be a meaningful experience and is a way to put your core values into practice. Recent data confirms this, as the 2022 Giving USA Foundation report has shown that 64% of Americans donated to charity last year. If being philanthropic fits with your personal and financial values, here are…
The Financial Impact of Divorce After Age 50
‘Gray Divorce’ and Important Implications to Consider Facing a divorce after the age of 50, especially as you near retirement, can be especially fraught with financial implications you may not have considered. Even if you’ve been anticipating this significant life transition, often referred to as “gray divorce”, it may not have been a part of your retirement plan. While divorce at any age impacts just about every part of your life, the financial impact of…
Love and Money: What to Do When Your Spouse Won’t Talk About Finances
If Financial Communication Doesn’t Come Naturally, You’re Not Alone Money conversations with your spouse are imperative when you want to achieve joint goals, and yet they don’t always come easily. Money is a very personal topic, and many people are not accustomed to discussing it. It can be downright perplexing when your spouse refuses to work on a budget with you, create financial goals and objectives, or talk about a habit that may need to…
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The Importance of Regular Financial Reviews: Staying on Track
Understanding the Importance of Regular Financial Reviews for Achieving Your Goals Financial goals and circumstances rarely stay the same over time. Life events, market conditions,…
How Charitable Giving Can Fit into Your Financial Plan
Incorporating a Charitable Giving Plan into Your Financial Strategy to Support Philanthropic Goals Charitable giving is a meaningful way to support causes while also incorporating…
Preparing for Open Enrollment: Healthcare and Benefits Planning Tips
Healthcare Open Enrollment Tips for Making the Most of Your Benefits Open enrollment is an annual opportunity to review and adjust healthcare and benefits selections…
Creating a Retirement Budget: What You Need to Include
Retirement Budget Guidance for Long-Term Financial Stability Planning for retirement involves careful budgeting to help manage expenses and maintain financial stability. A well-structured retirement budget…
How to Set S.M.A.R.T. Financial Goals for Long-Term Success
Setting Effective Financial Goals for Sustainable Success Setting effective financial goals can help you create a structured approach to managing money and building long-term financial…
The Role of Diversification in Managing Investment Risk
Using Diversification to Manage Investment Risk and Potentially Enhance Returns Over Time Investing always involves a degree of risk, but diversification is a commonly used…
Retirement Withdrawal Strategies to Optimize Income
Retirement Income Withdrawal Strategies to Support Your Long-Term Financial Needs Planning for retirement involves more than just saving; it also requires a strategy for withdrawing…
Saving for College: Using 529 Plans Effectively in 2025
Understanding the Potential of 529 Plans for Education Savings The cost of higher education continues to rise, making it important for families to explore savings…